Seagate ESG Smart Loan Banner

Smart Loans are an innovative new alternative fixed income product that can vaccinate you from the low interest rate pandemic.  Smart Loans preserve principal while providing a high yield.  Smart Loans are socially responsible as the loans are used to finance affordable solar homes in Malaysia for public heroes (nurses, teachers, military, firefighters, etc.).  Smart Loans help reduce the affordable housing crisis as well as slow global warming.

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ESG Smart Loans

Innovative and Socially Responsible

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Government Backed and Risk Managed

Smart Loans invest in official Government of Malaysia affordable government employee housing programs such as MyHome.  Repayment is assured by law under the program. Malaysia is an investment grade rated country (A3/A-), thus the chance of default is low. Other risk mitigations include: currency hedging, contractors all risk insurance; no exposure to cost overruns or product liability;  Malaysia co-invests 10%-30% in each home; homes are pre-sold prior to construction; repayment is made by the Government of Malaysia’s housing bank.

High Return

The Seagate Global ESG Smart Loan is designed to not only preserve principal, but also provide lenders annual income ranging from 9% to 15% in US dollars.  In today’s risky world of low interest rates and high asset prices, the combination of preservation of principal with higher returns requires innovative thinking, a continuous hallmark of Seagate Global. 

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Project Pipeline and the Future

As an ESG focused financial organization Seagate's business model is not to maximize Seagate's assets under management, but to assist governments in financing underfunded government programs that help people.  This provides Seagate access to government officials at the highest levels and has resulted in the Government of Malaysia asking Seagate to assist in financing 15,000 affordable government employee homes over the next several years worth around $1 billion.  Seagate is planning an expansion of the Smart Loan Program to other Asia-Pacific countries for future growth.

2015

YEAR STARTED

60+

TOTAL TRANSACTIONS

26%+

AVERAGE ANNUAL

GROSS RETURN*

$1B+

CURRENT PIPELINE

ESG Smart Loan Track Record
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*All Seagate Global Group entities are separate legal entities and should be treated a such. There may be contractual relationships and similar shareholders among the companies, but financial responsibility between companies is strictly limited. An obligation of one company is for that company only, unless there is an expressly written guarantee or other written relationship. No other relationship or obligation is expressed or implied. This website is to be used solely for general informational purposes. We do not make any representation or warranties of any kind, express or implied, about the completeness, reliability, accuracy or availability with respect to the information/website or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage or any loss or damage arising in connection with the information stated herein. This is neither an offer to buy or sell securities. Past performance is not a guarantee of future returns. ESG Government Smart Loans are based on investment grade government backed programs which historically have been secure, however  a loss of principal is always possible.